AFM Natural Hazard Toolkit

NatHaz Toolkit

Our Natural Hazard Toolkit is a great resource to learn helpful prevention tips and understand the potential impact natural disasters could have on your business. The best way to help protect your business from devastating loss is through implementing physical prevention measures and carefully planning preventive loss procedures. Your AFM account engineer can help you identify and implement the proper physical measures. This toolkit can help guide your procedural planning so your business can confidently face whatever nature throws at it.

Catastrophic acts of nature can strike at any time. Whether you are susceptible to earthquake, flood, freeze or windstorm, the Natural Hazard Toolkit can help you stay vigilant in disaster preparation.


No matter how closely teams work to monitor seismic activity, it's impossible to predict exactly when an earthquake will strike. It's even harder to predict the severity of its impact. The right preparations give you the best chance of withstanding an earthquake and minimizing potential loss.

The damage facilities sustain from earthquakes can be severe, but with the right preventive measures in place, you can reduce loss associated with everything from the seismic shake of an earthquake to the fires that may erupt from flammable gas leaks.


AFM data suggests that approximately 1 in 10 commercial properties in the U.S. are susceptible to flood risk. Flood is one of the most devastating and costly natural hazards in the world. Although the scale and damage resulting from a flood can be immense, floods are predictable and with the proper research and precautionary measures in place, major loss is preventable.

Facilities with a thorough and practical Flood Emergency Response Plan (FERP) sustain nearly 70 percent less damage and get back to business sooner than those without one. Your AFM account engineer can help identify flood risk and guide the development of your FERP.

To find out if your facility is located in a potential flood zone, explore our flood map. This map provides a worldwide view of moderate- and high-hazard zones across the globe.

Severe Weather

Freeze, hail, tornado and wildland fire can have a devastating impact on your business. Each is a force to be reckoned with and can leave you with broken pipes, damaged roofs or much worse.

But proper planning can help mitigate property damage and significant business disruption. Understanding the causes, effects and critical preventive actions can keep your business resilient through the most severe weather.


The sheer power of hurricanes, cyclones and typhoons may seem like an overwhelming and insurmountable hazard leading to disastrous loss. The truth is, there are many ways you can better prepare your facilities for the force of a severe windstorm.

Your AFM account engineer can help identify specific physical solutions to protect your property from wind damage. Learn and understand the risk windstorms pose and carefully plan so that your business is prepared for even the toughest of storms.