Affiliated FM ProVision 360: Global Coverage, Local Service.

As middle market companies expand their operations around the globe, their property insurance and loss prevention programs must grow with them, protecting all of their facilities around the world.

Through Affiliated FM’s proVision 360 form and international capabilities, clients receive admitted, comprehensive and cost-effective property insurance, business interruption coverage and loss prevention services for all of their facilities—worldwide. Affiliated FM’s proVision 360 provides:

	Related Links
	proVision 360 Global Master Policy
	proVision 360 Slip Sheet

• Local, legally admitted policies in conjunction with an overarching worldwidel master policy
• Worldwide delivery, communication and support
• Financial strength and capacity
• Prompt international claims-handling
• Market-leading loss prevention engineering solutions and training

Worldwide Coverages

Affiliated FM’s proVision 360 form incorporates all the coverages found in our standard proVision All Risk  form and is modified to add the specific coverages, including business interruption, found in our segment forms for varying occupancies.  Most importantly, coverages required in a multi-national program are also included:

• Difference In Conditions
• Increased Tax Liability
• Coinsurance Deficiency
• Currency Devaluation
• Location Interdependency
• Worldwide Contingent Business Interruption

A Global Network Provides Admitted, Localized Coverage

Utilizing our own licenses and a network of highly rated local fronting insurance companies, Affiliated FM seamlessly blends our global resources with local support to ensure property insurance and business interruption coverage meet client needs at all locations. Our network of fronting insurance partners is comprised of the most respected companies in their respective territories to ensure professional and prompt local servicing.

Coverage, limits, deductibles and terms are provided for all locations under the proVision 360 Worldwide Master Policy. Affiliated FM can also issue underlying policies, which further tailor the broad coverage, terms and conditions to meet local laws and regulations and ensure admitted coverage.

proVision 360 policies are developed, processed and delivered by Affiliated FM’s global policy experts, ensuring timely, accurate delivery and contract certainty.  Policy materials can be delivered in English as well as various local languages.

Property Loss Prevention

Clients with facilities in different countries face many additional property risks and challenges:

• Business interruption interdependency exposures
• Adhering to local codes and standards
• Managing complex supply chains
• Coordinating consistent risk management and loss prevention

Affiliated FM’s property loss prevention expertise provides added value by helping our clients and their brokers understand the hazards they face, prevent loss and reduce the overall cost of risk at facilities worldwide.

At Affiliated FM, we work closely with our broker partners and clients to assist them in developing a consistent, enterprise-wide delivery of risk management and property loss prevention programs. We also can deliver property loss prevention and engineering training, either through free, online training programs or custom, on-site seminars that can be delivered in several local languages.